The Cove at Cerritos, Pacific
Property Type
Condos
Bedrooms
2
Square Footage
1,474
Status
Active
Current Price
$895,000
List Date
6/05/2026
Last Modified
8/26/2026
Overview
Description
Welcome to Residence 103 at The Cove at Cerritos. A spectacular 2 bed 2 bath 1475+ sq ft villa in one of the most exclusive luxury communities on the Pacific side. This rare ocean-view corner unit offers an exceptional combination of privacy, convenience, and panoramic Ocean views from one of the development's most desirable locations.
One of the few residences in The Cove to enjoy simultaneous ocean, beach, and pool views, Unit 103 offers a front-row seat to Cerritos' famous sunsets, whale watching, and year-round laid back lifestyle. The open-concept living area flows seamlessly onto the terrace, designed for indoor/outdoor Baja living and providing the perfect backdrop of waves rolling in from the Pacific.
Supplements:
103 provides over 1100 sqft of interior living space with level-entry access and no stairs, making it ideal for full-time living, vacation use, or guests seeking easy accessibility.The residence includes a private enclosed garage plus an additional exterior parking space, providing parking for two vehicles, and is offered fully furnished and turnke
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103 provides over 1100 sqft of interior living space with level-entry access and no stairs, making it ideal for full-time living, vacation use, or guests seeking easy accessibility.The residence includes a private enclosed garage plus an additional exterior parking space, providing parking for two vehicles, and is offered fully furnished and turnkey.
The Cove at Cerritos is a private beachfront community featuring a heated oceanfront infinity pool, oversized jacuzzi, ocean-view fitness center, bocce court, putting green, BBQ area, concierge services, and direct access to a private swimmable beach.
With no title issues at the Cove, no rental restrictions and professional on-site management available, Unit 103 offers an outstanding opportunity for both personal enjoyment and vacation rental income. Opportunities to own at The Cove are few and far between. Residences here are rarely offered for sale publicly, making this a unique chance to own in Cerritos' most established and desirable oceanfront communities. Reach out for a private tour!
Listing Details MLS# 26-2709

Last Updated: August - 26 - 2026
All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of MLS BCS and may not be the listings of the site owner.
Financing estimate for a foreign buyer
Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.
$5,125 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate
- List price
- $895,000 USD
- Down payment (35% minimum)
- $313,250 USD
- Loan amount
- $581,750 USD
Published one-time costs
- Loan origination (3% + $2,600)
- $20,053 USD
- SRE permit (restricted zone)
- $1,272 USD
- Bank trust setup — INVEX, incl. 16% VAT
- $1,276 USD
- Bank trust, each following year
- $638 USD
Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property. Each one is broken down, concept by concept, in the guide to closing costs in Los Cabos.
A foreign buyer on this coast holds title through a Mexican bank trust rather than directly. How it works, what it costs each year and how it is renewed is explained in the guide to the fideicomiso, the Mexican bank trust.
Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.
Ask about financing this property
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