Founders 197, Loreto

$449,000

Property Type Houses Bedrooms 2 Square Footage 1,076 Status Active

Current Price $449,000 List Date 7/06/2026 Last Modified 8/11/2026

Overview

Description

Beautifully renovated Casa Chica on a desirable corner lot at the Paseo. This charming 2-bedroom, 2-bath home features two separate entrances, offering flexibility for guests or rental potential. The bright interior opens to inviting outdoor living spaces with a private plunge pool and refreshing exterior shower, perfect for enjoying Baja's year-round climate. Thoughtful updates blend modern comfort with the community's signature charm. Just a short walk to the beach, restaurants, cafés, community pools, golf, and the village paseo, this move-in-ready home is ideal as a full-time residence, vacation retreat, or investment opportunity.

Listing Details MLS# 26-3091

Address

Property Name: Founders 197

General Description

Construction: Completed
Price (USD): 449000
Seller Financing Offered?: Yes
Financing: Cash/Efectivo
Total M2: 100
Total SqFt: 1076.00
AC M2: 100
AC SqFt: 1076
Zone: Loreto
Decks/Patios M2: 40
Decks/Patios SqFt: 430.4
Area: Nopolo
Lot M2: 127.75
Community: Loreto Bay
Subdivision: Founders
Total Bedrooms: 2
Furnished: Furnished
Primary View: Mountain
Secondary View: Local

Location Taxes Legal

Tax ID Number: 501-010-001-197
Taxes (Pesos): 3203

Contract Data

Begin Date: 2026-07-04

Appliances

Clothes Dryer: Electric
Oven: Electric
Clothes Washer: Yes
Dishwasher: Yes
Microwave: Yes
Refrigerator: Yes

More Information

Devices

Air Conditioning: Mini Splits
Water Heater: Tank

Title

Fideicomiso: Multiva

HOA Info

Dues Amount: 299
Dues Period: Month

Amenities

BBQ Area: Yes
Fence / Wall: Yes
Pergola: Yes
Pool: Yes
Storage Area: Yes
Terrace: Yes

Road Type

Paved: Yes

Common Amenities

Tennis Court: Yes
Gym: Yes
Golf: Yes
Guarded: Yes
Pool: Yes
Restaurants/Bars: Yes
Spa: Yes

Const.

Construction Type: Concrete / Cinder Block

Electricity

CFE: Yes

Water

Muni: Yes

Sewage

Muni: Yes

How To Show

Agent To Accompany: Yes
By Appointment Only: Yes
Call Agents Office: Yes

Property Features

Amenities BBQ Area; Fence / Wall; Pergola; Pool; Storage Area; Terrace Common Amenities Golf; Guarded; Gym; Pool; Restaurants/Bars; Spa; Tennis Court Appliances Clothes Washer; Dishwasher; Microwave; Refrigerator Road Type Paved Electricity CFE Water Muni Sewage Muni How To Show Agent To Accompany; By Appointment Only; Call Agents Office

Last Updated: August - 11 - 2026

All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of MLS BCS and may not be the listings of the site owner.

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Financing estimate for a foreign buyer

Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.

$2,571 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate

List price: $449,000 USD
Down payment (35% minimum): $157,150 USD
Loan amount: $291,850 USD

Published one-time costs

Loan origination (3% + $2,600): $11,356 USD
SRE permit (restricted zone): $1,272 USD
Bank trust setup — INVEX, incl. 16% VAT: $1,276 USD
Bank trust, each following year: $638 USD

Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property.

Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.

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