P.º Mision De Loreto, FN 20, Loreto

$1,069,000

Property Type Houses Bedrooms 3 Square Footage 3,415 Status Active

Current Price $1,069,000 List Date 12/13/2025 Last Modified 1/27/2026

Overview

Description

This custom golf course home features 3-bedroom, 3.5-bath and is located in the Founders neighborhood of Loreto Bay. The property offers thoughtfully designed spaces, refined finishes, and impressive views of the golf course, mountains and the Sea of Cortez.

Listing Details MLS# 25-5694

Address

Property Name: FN 20
Street Name: P.º Mision De Loreto

General Description

Construction: Completed
Price (USD): 1069000
Seller Financing Offered?: No
Financing: Cash/Efectivo
Total M2: 317.35
Total SqFt: 3414.69
AC M2: 250.07
AC SqFt: 2690.75
Zone: Loreto
Decks/Patios M2: 102.54
Decks/Patios SqFt: 1103.33
Area: Nopolo
Lot M2: 352.61
Community: Loreto Bay
Subdivision: Founders
Total Bedrooms: 3
Full Baths: 3
1/2 Bath: Yes
Furnished: Furnished
Primary View: Golf Course
Secondary View: Ocean
Mstr Plan Community: Yes

Location Taxes Legal

Tax ID Number: 501-010-001-048

Contract Data

Begin Date: 2025-12-11

Appliances

Clothes Dryer: Electric
Oven: Gas
Range: Gas
Clothes Washer: Yes
Dishwasher: Yes
Freezer: Yes
Microwave: Yes
Refrigerator: Yes
Cook Top: Yes

More Information

Devices

Air Conditioning: Mini Splits

Title

Fideicomiso: CiBanco

HOA Info

HOA Name: Loreto Bay HOA
Dues Amount: 484

Amenities

Deck: Yes
Fountain: Yes
Patio: Yes
Storage Area: Yes
Terrace: Yes

Road Type

Cobblestone Street: Yes

Common Amenities

Gym: Yes
Golf: Yes
Guarded: Yes
Picnic Area: Yes
Pool: Yes
Restaurants/Bars: Yes
Spa: Yes

Electricity

CFE: Yes

Water

Muni: Yes

Sewage

Muni: Yes

How To Show

By Appointment Only: Yes
Key In Listing Offic: Yes

Property Features

Amenities Deck; Fountain; Patio; Storage Area; Terrace Common Amenities Golf; Guarded; Gym; Picnic Area; Pool; Restaurants/Bars; Spa Appliances Clothes Washer; Dishwasher; Freezer; Microwave; Refrigerator; Cook Top Road Type Cobblestone Street Electricity CFE Water Muni Sewage Muni How To Show By Appointment Only; Key In Listing Offic

Last Updated: January - 27 - 2026

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Financing estimate for a foreign buyer

Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.

$6,121 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate

List price: $1,069,000 USD
Down payment (35% minimum): $374,150 USD
Loan amount: $694,850 USD

Published one-time costs

Loan origination (3% + $2,600): $23,446 USD
SRE permit (restricted zone): $1,272 USD
Bank trust setup — INVEX, incl. 16% VAT: $1,276 USD
Bank trust, each following year: $638 USD

Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property. Each one is broken down, concept by concept, in the guide to closing costs in Los Cabos.

A foreign buyer on this coast holds title through a Mexican bank trust rather than directly. How it works, what it costs each year and how it is renewed is explained in the guide to the fideicomiso, the Mexican bank trust.

Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.

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