Cerritos Beach, Cerritos Beach House, Pacific

$740,000

Property Type Houses Bedrooms 3 Square Footage 2,560 Status Active

Current Price $740,000 List Date 9/26/2025 Last Modified 4/24/2026

Overview

Description

Beautifully crafted beach house located just steps to the golden sands and surf of Cerritos Beach. This casual, well presented home offers endless ocean views and an inviting outdoor/indoor flow for relaxed Baja inspired beach living. Inside you will find abundant natural light flooding into the open concept layout with warm wood carpentry, quality finishes and tasteful coastal details throughout. The kitchen features a bar/island with seating for 3, modern appliances, custom hardwood cabinetry, and stylish lamps and ceramic tile accents. The living/dining area continues the elegant beach aesthetic with stunning teak windows, hardwood bookcases, a cozy fireplace and surf views. A total of 3 bedrooms and 4 bathrooms round out the interior space.

Supplements: Outside there is a generous covered terrace that looks out over the Pacific with opportunities for whale watching at your doorstep. Fenced and gated the outdoor space also has an elevated sunset viewing deck with a 2nd kitchen, firepit, outbuildings, gardens and plenty of space for expansion and off street parking. There are A/C units in all the li ... (Read more)

Listing Details MLS# 25-4322

Address

Property Name: Cerritos Beach House
Street Number: Cerritos
Street Name: Beach

General Description

Construction: Completed
Price (USD): 740000
Seller Financing Offered?: Yes
Financing: Cash/Efectivo
Total M2: 237.95
Total SqFt: 2560.34
AC M2: 190.8
AC SqFt: 2053.01
Zone: Pacific
Decks/Patios M2: 20
Decks/Patios SqFt: 215.2
Area: Pacific South
Lot M2: 1117
Lot Dimensions: 30 x 37
Community: Pescadero/Cerritos
Subdivision: Cerritos
Total Bedrooms: 3
Full Baths: 4
Year Built: 2024
Furnished: Furnished
Primary View: Ocean
Secondary View: Mountain
Style: Ranch

Location Taxes Legal

Tax ID Number: 1-03-159-0440
Taxes (Pesos): 1250

Contract Data

Begin Date: 2025-09-26

Amenities

Fireplaces: Yes
BBQ Area: Yes
Deck: Yes
Fence / Wall: Yes
Fire Pit: Yes
Palapa: Yes
Patio: Yes
Pergola: Yes
Second Kitchen: Yes
Storage Area: Yes
Terrace: Yes

More Information

Appliances

Oven: Electric
Clothes Washer: Yes
Dishwasher: Yes
Freezer: Yes
Refrigerator: Yes
Cook Top: Yes

Devices

Air Conditioning: Mini Splits
Gas Tank Liters: 500
Water Heater: Tank
Water Purification: Yes

Title

Fideicomiso: Monex

Connectivity

Internet: Satellite

Water

Water Tank Liters: 15000
Trucked: Yes

Road Type

Dirt Not Maintained: Yes

Const.

Construction Type: Concrete / Cinder Block
Flooring Types: Ceramic Tile

Electricity

Solar: Yes

Sewage

Septic: Yes

How To Show

Agent To Accompany: Yes

Property Features

Amenities BBQ Area; Deck; Fence / Wall; Fire Pit; Palapa; Patio; Pergola; Second Kitchen; Storage Area; Terrace Appliances Clothes Washer; Dishwasher; Freezer; Refrigerator; Cook Top Devices Water Purification Road Type Dirt Not Maintained Electricity Solar Water Trucked Sewage Septic How To Show Agent To Accompany

Last Updated: April - 24 - 2026

All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of MLS BCS and may not be the listings of the site owner.

Search powered by FBS Products

Financing estimate for a foreign buyer

Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.

$4,237 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate

List price: $740,000 USD
Down payment (35% minimum): $259,000 USD
Loan amount: $481,000 USD

Published one-time costs

Loan origination (3% + $2,600): $17,030 USD
SRE permit (restricted zone): $1,272 USD
Bank trust setup — INVEX, incl. 16% VAT: $1,276 USD
Bank trust, each following year: $638 USD

Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property. Each one is broken down, concept by concept, in the guide to closing costs in Los Cabos.

A foreign buyer on this coast holds title through a Mexican bank trust rather than directly. How it works, what it costs each year and how it is renewed is explained in the guide to the fideicomiso, the Mexican bank trust.

Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.

Ask about financing this property

Want to know if this price changes?

Leave your email and I'll tell you the moment this listing drops in price, goes under contract or comes back on the market.

I'll email you if the price or status of this property changes, plus occasional Los Cabos market updates. Unsubscribe anytime. Privacy Policy.

More Homes in Pacific