Beach House, Baja, Pacific

$3,250,000

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https://my.matterport.com/show/?m=99Q4SdqUW7C

Property Type Houses Bedrooms 6 Square Footage 7,038 Status Active

Current Price $3,250,000 List Date 1/22/2026 Last Modified 8/20/2026

Overview

Description

***Seller Financing Available*** You experience a taste of old Mexico entering this hacienda-style 6 bed, 6.5 bath estate. Perched above Cerritos Beach in the planned community of Tortuga del Sol, offering unobstructed ocean views and expansive indoor-outdoor living. The property is centered around an ocean-front terrace with an infinity-edge pool, multiple pergola-covered lounge areas, outdoor dining spaces, fireplaces, and a built-in grill. Traditional construction elements include natural stone columns, hand-laid brick, arched masonry details, and exposed wood beam ceilings throughout. Interior spaces feature a double-height main living room with fireplace and mezzanine balcony, a functional chef's kitchen with custom cabinetry and island, and seamless access to terraces and balconies.

Supplements: The residence includes five ensuite bedrooms, a dedicated gym or wellness room, and an additional playroom or media space. Designed for privacy, durability, and long-term coastal living. The property functions as a private coastal compound with flexible living zones suitable for hosting family or guests. Covered and open terraces allow year-round u ... (Read more)

Listing Details MLS# 26-391

Address

Property Name: Baja
Street Name: Beach House

General Description

Construction: Completed
Price (USD): 3250000
Seller Financing Offered?: Yes
Financing: Cash/Efectivo
Total M2: 654.13
Total SqFt: 7038.44
AC M2: 487.37
AC SqFt: 5244.1
Zone: Pacific
Decks/Patios M2: 100
Decks/Patios SqFt: 1076
Area: Pacific South
Lot M2: 1502.13
Lot Dimensions: 18.79m x 80m
Community: Pescadero/Cerritos
Ocean Front Meters: 18.79
Subdivision: Cerritos
Total Bedrooms: 6
Full Baths: 6
1/2 Bath: Yes
Year Built: 2023
Furnished: Furnished
Primary View: Oceanfront
Secondary View: Mountain
Style: Colonial
Garage Stalls: 5
Mstr Plan Community: Yes

Contract Data

Begin Date: 2026-01-21

Amenities

Fireplaces: Yes
BBQ Area: Yes
Deck: Yes
Fire Pit: Yes
Fountain: Yes
Kitchen Nook: Yes
Patio: Yes
Pergola: Yes
Pool: Yes
Storage Area: Yes
Terrace: Yes

Appliances

Oven: Electric
Range: Electric
Microwave: Yes
Refrigerator: Yes

More Information

Devices

Air Conditioning: Mini Splits
Water Heater: Tank

Title

Fideicomiso: Banco del Bajio

Connectivity

Internet: Dial-Up

Road Type

Non Paved Maintained: Yes

Const.

Construction Type: Concrete / Cinder Block

Electricity

Solar: Yes

Water

Trucked: Yes

How To Show

Agent To Accompany: Yes
By Appointment Only: Yes

Property Features

Amenities BBQ Area; Deck; Fire Pit; Fountain; Kitchen Nook; Patio; Pergola; Pool; Storage Area; Terrace Appliances Microwave; Refrigerator Road Type Non Paved Maintained Electricity Solar Water Trucked How To Show Agent To Accompany; By Appointment Only

Last Updated: August - 20 - 2026

All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of MLS BCS and may not be the listings of the site owner.

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Financing estimate for a foreign buyer

Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.

$18,609 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate

List price: $3,250,000 USD
Down payment (35% minimum): $1,137,500 USD
Loan amount: $2,112,500 USD

Published one-time costs

Loan origination (3% + $2,600): $65,975 USD
SRE permit (restricted zone): $1,272 USD
Bank trust setup — INVEX, incl. 16% VAT: $1,276 USD
Bank trust, each following year: $638 USD

Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property. Each one is broken down, concept by concept, in the guide to closing costs in Los Cabos.

A foreign buyer on this coast holds title through a Mexican bank trust rather than directly. How it works, what it costs each year and how it is renewed is explained in the guide to the fideicomiso, the Mexican bank trust.

Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.

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