Agua Viva 97, Loreto

$699,000

WhatsApp Image 2026-01-31 at 11.06.57 AM

Property Type Houses Bedrooms 3 Square Footage 1,246 Status Active

Current Price $699,000 List Date 1/31/2026 Last Modified 2/12/2026

Overview

Description

Discover unparalleled luxury in this custom-designed village home featuring 3 bedrooms, 3.5 bathrooms, plus a versatile flex room that easily converts into a fourth bedroom. Offering approximately 2,400+ sq ft of refined living space, the residence blends seamless indoor-outdoor flow with premium finishes, including granite countertops and porcelain tile throughout. Two spacious master suites—one on the main level and one upstairs—each feature deluxe ensuites and generous closets. The flex room off the kitchen is ideal for an office, media room, or guest suite. Outdoors, enjoy a private 6-person jacuzzi, water feature, and expansive outdoor kitchen and living area. A sunny terrace and third-level viewing tower provide stunning mountain, desert, and distant ocean views.

Listing Details MLS# 26-561

Address

Property Name: Agua Viva 97

General Description

Construction: Completed
Price (USD): 699000
Seller Financing Offered?: No
Financing: Cash/Efectivo
Total M2: 115.79
Total SqFt: 1245.9
AC M2: 206.11
AC SqFt: 2217.74
Zone: Loreto
Decks/Patios M2: 115.79
Decks/Patios SqFt: 1245.9
Area: Nopolo
Lot M2: 268.21
Community: Loreto Bay
Subdivision: Agua Viva
Total Bedrooms: 3
Full Baths: 3
1/2 Bath: Yes
Year Built: 2021
Furnished: Furnished
Primary View: Mountain
Secondary View: Ocean
Style: Contemporary

Location Taxes Legal

Tax ID Number: 501-010-002-09

Contract Data

Begin Date: 2026-01-28

Appliances

Clothes Dryer: Electric
Oven: Electric
Clothes Washer: Yes
Microwave: Yes
Refrigerator: Yes

More Information

Devices

Air Conditioning: Mini Splits
Water Heater: Tank

Title

Fideicomiso: Mifel

HOA Info

Dues Amount: 311
Dues Period: Month

Amenities

Fence / Wall: Yes
Fountain: Yes
Hot Tub/Jacuzzi: Yes
Patio: Yes
Pergola: Yes
Storage Area: Yes
Terrace: Yes

Road Type

Paved: Yes

Common Amenities

Tennis Court: Yes
Gym: Yes
Golf: Yes
Guarded: Yes
Pool: Yes
Restaurants/Bars: Yes
Spa: Yes

Const.

Construction Type: Concrete / Cinder Block

Electricity

CFE: Yes

Water

Muni: Yes

How To Show

Agent To Accompany: Yes
By Appointment Only: Yes
Call Agents Office: Yes

Property Features

Amenities Fence / Wall; Fountain; Hot Tub/Jacuzzi; Patio; Pergola; Storage Area; Terrace Common Amenities Golf; Guarded; Gym; Pool; Restaurants/Bars; Spa; Tennis Court Appliances Clothes Washer; Microwave; Refrigerator Road Type Paved Electricity CFE Water Muni How To Show Agent To Accompany; By Appointment Only; Call Agents Office

Last Updated: February - 12 - 2026

All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of MLS BCS and may not be the listings of the site owner.

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Financing estimate for a foreign buyer

Illustrative only — not an offer, not a pre-approval, and not a quote from a lender.

$4,002 USDestimated monthly principal & interest · 30-year term · 10.045% illustrative rate

List price: $699,000 USD
Down payment (35% minimum): $244,650 USD
Loan amount: $454,350 USD

Published one-time costs

Loan origination (3% + $2,600): $16,231 USD
SRE permit (restricted zone): $1,272 USD
Bank trust setup — INVEX, incl. 16% VAT: $1,276 USD
Bank trust, each following year: $638 USD

Not included above, because these are negotiated or set per transaction rather than published as a fixed rate: the acquisition tax (ISAI, a municipal percentage that varies by municipality), notary fees, appraisal, registry fees and title insurance. Those come from your notary and closing agent, and I can walk you through them for this specific property. Each one is broken down, concept by concept, in the guide to closing costs in Los Cabos.

A foreign buyer on this coast holds title through a Mexican bank trust rather than directly. How it works, what it costs each year and how it is renewed is explained in the guide to the fideicomiso, the Mexican bank trust.

Rate shown is the illustrative rate published by MoXi · Global Mortgage; the actual rate is set as U.S. 3-year Treasury + individual margin and depends on your credit profile. Peso amounts converted at 17.0245 MXN/USD (August 17, 2026). Figures reviewed August 20, 2026. Sources: MoXi, SRE, INVEX.

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