How to Buy a Home in Baja California Sur: Step-by-Step Guide

“What’s the real process of buying property in Baja as a foreigner?”

“Maybe it started with a walk on the malecón… or a sunset in Cabo that just wouldn’t leave your mind. Whatever it was, something here in Baja spoke to you. And now you’re wondering… can I really buy a home here as a foreigner? The answer is YES — and the process is simpler than you might think.”

Step 1 – Find the right partner
“Your journey begins with the right agent — a licensed professional in Baja California Sur, ideally connected to AMPI and the MLS. Choose someone who knows the law, understands local taxes, and can guide you in your language. That trust is the foundation of every successful purchase.”

Step 2 – Clarify your vision
“Next, let’s get clear about what YOU want. Is this a seasonal retreat… or your new full-time lifestyle? Do you imagine a condo by the beach… or a spacious home with room for guests? Baja offers endless options — from modern communities with amenities, to authentic neighborhoods full of character.”

Step 3 – Put it in writing
“Once the right property shows up, it’s time to make things official. Together, we prepare a written offer that covers inspections, timing, and special terms. Expect around four to five percent in closing costs. And as a foreign buyer, you’ll use a bank trust — your legal tool for full ownership rights in Mexico.”

Step 4 – Protect your investment
“When your offer is accepted, you secure the deal with a deposit — usually between ten and twenty percent — into a trusted escrow account. This step keeps everyone safe until the closing.”

Step 5 – Legal and paperwork
“While you picture the ocean views, your notary and legal team are busy: checking the title, verifying permits and taxes, and preparing your contracts. With the right professionals, you don’t need title insurance — the process itself guarantees a secure transfer.”

Step 6 – Closing day
“This is the moment it becomes real! You transfer the remaining balance, sign with the notary, and receive your deed through the bank trust. From that day forward, you are the official owner.”

Step 7 – Official registration
“Finally, the notary registers your ownership with the Public Registry of Property. It’s the last step that makes your new place in Baja legally yours.”

Celebration 🎉
“Congratulations! You did it — you’re now a homeowner in Baja California Sur. Time to celebrate, enjoy the lifestyle, and wake up every day to the place that stole your heart. And remember: I’ll be here whenever you need guidance — whether it’s buying, selling, or simply discovering the best hidden gems in town.”